![]() There seems to be a lot of confusion around open driving policies and insurance that allows you to drive other cars. One of our most frequently asked questions is “can I drive another car on my insurance?”. Don’t just hand over the keys to anyone just because you have Open Driving on your policy! Am I insured to drive other cars? So, be selective and careful with whom you let drive your precious motor. That’s why we put in place the conditions mentioned above. If the other driver has an accident will this affect my No Claims Bonus? However, this does mean that if they are involved in an accident whilst driving your car, the damage and claim will be under your policy. Therefore, if you have fully comprehensive insurance cover so too will the other driver. The type of cover on your car’s insurance policy extends to all the other drivers of your car. What happens if the other driver has an accident in my car? Hold a full clean licence – this means they can have up to 6 penalty points (no more than two offences) and have had no disqualifications or convictions arising from a motoring offences within the past five years, other than a spent conviction.However, for us to protect you, your car and the other driver, they do have to meet a few conditions: If you have an Open Drive Insurance policy, it’s up to you who you let drive it. Who can drive my car if I have an Open Drive Insurance policy? Open Drive can be selected and is applicable for all policyholders except in cases where the insured holds a second car/van/taxi policy in their name. Just give us a call and we will let you know. You can also check if your policy includes Open Driving over the phone. ![]() If your motor insurance has Open Driving it will say so on your Certificate of Insurance or you can check your MyAllianz account. Open Driving is an optional extra that you can add to your motor insurance policy for a small additional cost. Does my Allianz Motor Insurance Policy include Open Driving? It is a handy addition to have on your policy. If your motor insurance policy includes Open Drive Insurance, it means that certain other drivers, with your permission, can drive your car. Open Drive Insurance is also known as ‘Open Driving’ or ‘Open Driver’. Yes, we know insurance can sometimes be confusing but we’re here to help! Read on to find out all you need to know about Open Drive Insurance. However, having Open Drive Insurance doesn’t mean that you can drive someone else’s car, which is a common misunderstanding. In this instance, there is no need to get your friend added as a named driver on your insurance policy as the cover extends to others as well. If you have Open Drive Insurance, your friend will be covered to drive your car too, provided you both meet some criteria (which we will get to later on!). Say your best mate comes home from abroad for a few weeks and you want to take a road trip in your car. Open Drive Insurance is a really useful benefit to have on your motor insurance policy. By Melanie May | 5 min read February 19th, 2021
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